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I checked my Amex card online, and I had about a grand open, so I decided to use that with the thought of paying it off after the holidays. Declined. Call Amex and they dropped my credit limit.... because of the Capital One account. ... Like traditional credit cards, an offshore credit card provides investors with a monthly statement and Internet access to their account. Likewise they also require minimum payment and can carry a balance forward to the next calendar month.

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